Guangdong finance office sends P2P self check notice: submit self inspection report before October 10th


Guangdong finance office sends P2P self check notice: submit self inspection report before October 10th

Notice on further organizing P2P net lending institutions within the jurisdiction to do compliance self-examination

Source: Guangdong financial network

The leading group office of special rectification for Internet financial risks in all levels and above cities:

In accordance with the requirements of the National Leading Group Office of P2P Network Loan Risk Special Rectification on the compliance inspection of P2P network lending institutions (hereinafter referred to as "network lending institutions"), combined with the actual situation of our province (excluding Shenzhen, hereinafter referred to as the same), and on the basis of linking up with the previous relevant work, we will do a better job in our province. The following are the following findings:

I. self checking standards and time

Invites the office of the leading group of the Internet financial risk special rectification work of each city (hereinafter referred to as the "Municipal rectification office") to organize the Financial Bureau and the branch of the Banking Supervision Bureau of this city to supervise and urge the network lending institutions which have been included in the special rectification under their jurisdiction to make a comparison with the "Interim Measures for the Management of the Operational Activities of Internet Lending Information Intermediaries" and the "Internet lending" Guidelines on Information Disclosure of Operational Activities of Loan Information Intermediaries, Guidelines on the Deposit and Management of Online Loan Funds, List of Compliance Inspection Questions of Internet Loan Information Intermediaries (see Annex 1) and other regulations and regulatory rules shall be further carried out for self-examination, while checking and rectifying, that is, checking and correcting. In principle, the Internet lending institutions shall submit their self-examination reports (including paper version and PDF version, as shown in Annex 2) to the Municipal Finance Bureau and Banking Supervision Sub-Bureau respectively before September 30, 2008 and no later than October 10, 2008, and submit the self-examination reports to the Guangzhou Finance Bureau (in duplicate) for those registered in Guangzhou. ).

Two, self-examination requirements

(1) the main responsibility of compacting net loan institutions. The main responsibility of compacting network lending institutions to guard against and mitigate risks involves active participation of major shareholders, actual controllers (if any), legal representatives, directors, supervisors, senior managers and heads of departments. The self-examination report submitted by the Internet lending institution shall be sealed by the official seal of the institution and the signatures of the principal shareholders, actual controllers (if any), legal representatives, directors, supervisors and senior managers, and the authenticity commitment shall be issued (see Annex 3 for the format). If the content is found to be untrue, deliberately conceal, fail to report, fraud and other situations, the relevant network lending institutions to implement the "one vote veto system".

(two) synchronously submit a risk free exit plan. When the net loan institution submits its own report, it must submit a risk free exit plan if the rectification is not qualified. The risk-free exit plan shall be sealed by the official seal of the institution and the signatures of the principal shareholders, the actual controllers (if any), the legal representatives, directors, supervisors and senior managers.

Three, other matters

(1) For the purpose of this Circular, the term "network lending institution under special rectification" refers to a network lending institution which was established and engaged in P2P network lending business before August 24, 2016, and submitted an application for rectification and acceptance to the registered prefectural and municipal financial bureaus and the banking regulatory sub-bureaus before April 25, 2018. For the newly established or newly engaged in online lending business after August 24, 2016, and those who fail to submit an application for acceptance of rectification before April 25, 2018, the municipal rectification offices are requested to organize local financial, banking supervision, public security and people's bank departments to guide and urge them to do a good job of risk-free withdrawal.

(2) Municipal rectification offices may encourage (do not make rigid requirements) Internet lending institutions to engage accounting firms and law firms in accordance with the actual situation. On the basis of the "Special Audit Report" and "Legal Opinions" submitted by April 25, 2018, they may examine the operation situation before August 31, 2018 and issue the "Special Audit Report" again. "Audit report" and "legal opinion".

Guangdong Internet financial risk special rectification work

Leading Group Office

September 12, 2018


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